charitybank.online Clone of FCA Authorised Firm The Charity Bank Ltd

What Is This Scam?

charitybank.online is a fraudulent website operating as a clone of a legitimate, FCA-authorised financial institution. This scam uses deceptive website design and branding to impersonate The Charity Bank Ltd, a registered and regulated lender. Fraudsters behind this scheme aim to deceive consumers into believing they are dealing with a legitimate financial services provider, potentially to capture personal financial information, steal funds, or conduct identity theft. The scammers target individuals seeking legitimate financial services, charitable lending products, or investment opportunities, exploiting the trusted reputation of the genuine organisation.

Who Are They Impersonating?

The legitimate company being impersonated is The Charity Bank Limited, a properly authorised and regulated financial institution. The following details identify the genuine organisation:

• Company Name: The Charity Bank Limited
• Firm Reference Number: 207701
• Registered Address: Fosse House, 182 High Street, Tonbridge, Kent, TN9 1BE, United Kingdom
• Official Telephone: +4401732441900
• Official Email: [email protected]
• Official Website: www.charitybank.org
• Regulatory Authority: The Financial Conduct Authority (FCA)

The Charity Bank Ltd is properly regulated by the FCA, which maintains oversight of its operations and consumer protections. The fraudulent website charitybank.online uses a similar domain name to create confusion with the legitimate www.charitybank.org domain.

Evidence & Regulatory Action

This scam has been documented in multiple fraud alert registries and has prompted official regulatory warnings. According to records found on the Cloned Firm Registry, charitybank.online has been identified and catalogued as a clone of an FCA-authorised firm. The FCA has issued a formal warning regarding this fraudulent website.

The official FCA alert provides regulatory confirmation of the fraudulent nature of charitybank.online. Consumers are advised to consult the FCA's official warning for the most current information and regulatory guidance. The presence of this scam in dedicated clone firm registries indicates ongoing awareness among fraud prevention organisations and financial authorities.

Red Flags

• Domain name charitybank.online closely mimics the legitimate charitybank.org but uses a different extension
• Email address [email protected] does not match the official [email protected] address
• Website is not listed on the FCA register when searched using the firm reference number 207701
• Requests for personal financial information, banking credentials, or upfront payments
• Poor website design, spelling errors, or inconsistent branding compared to the official site
• Inability to verify the organisation through official FCA channels
• Pressure to act quickly or secrecy regarding the transaction

What To Do If You Have Been Contacted

If you have been contacted by or have interacted with charitybank.online, take the following steps immediately:

• Do not provide any personal, financial, or banking information to the fraudulent website or email address
• Do not make any payments or transfers of funds
• Verify contact directly with The Charity Bank Ltd using only the official contact details listed above
• Report the scam to the FCA using their official reporting channels
• Contact your bank or financial institution to report the fraud and monitor your accounts for unauthorised activity
• File a report with local law enforcement or your national fraud reporting agency
• If funds have been transferred, contact your bank immediately to attempt recovery