UK Finance / ukfinance.online / uk-finance.online (Clone of FCA authorised firm)

What Is This Scam?

UK Finance / ukfinance.online / uk-finance.online is an unauthorized financial services operation that impersonates a legitimate, FCA-regulated firm. This clone scam targets consumers seeking financial products such as loans by presenting itself as an established and trustworthy lender. The scammers use deceptive domain names and professional-appearing websites to convince victims that they are dealing with a registered financial institution.

The fraudsters operate through fake websites and use email addresses such as [email protected] to communicate with potential victims. By mimicking the branding and claims of a real, regulated firm, these operators exploit consumer trust in the UK financial regulatory system to solicit personal information, financial details, and potentially advance fees for loans that will never materialize.

Who Are They Impersonating?

The scam uses the identity of Nouveau Finance Limited, a legitimate FCA-authorized financial services firm. The details of the genuine company are as follows:

• Firm Name: Nouveau Finance Limited
• FCA Firm Reference Number: 727348
• Registered Address: Office 9, Dalton House, 60 Windsor Avenue, London, SW19 2RR, United Kingdom
• Official Telephone: +4401244579910
• Official Email: [email protected]
• Official Website: www.nouveaufinance.com
• Regulatory Authority: Financial Conduct Authority (FCA)

Consumers can verify the authenticity of any financial firm by checking the official FCA Register and comparing the firm reference number, address, and contact details provided.

Evidence & Regulatory Action

The Financial Conduct Authority has formally identified this scam and added it to its unauthorized firm warnings. According to the official FCA warning issued on 20 December 2024, UK Finance / ukfinance.online / uk-finance.online is not authorised or registered by the FCA and has been flagged as an unauthorized clone of an FCA-authorised firm.

The scam is also documented in the FCA's Unauthorised Firms Register, which confirms that this entity uses false details of a legitimate regulated business. The alert has been regularly updated to reflect ongoing fraudulent activity associated with these domain names.

Red Flags

• Domain names ukfinance.online or uk-finance.online are not the official website of Nouveau Finance Limited
• Contact email [email protected] is not an official Nouveau Finance communication channel
• Requests for upfront fees or personal financial information before loan approval
• Pressure to complete applications quickly without proper verification
• Offers of guaranteed loans with minimal credit checks
• Website design or branding that closely mimics legitimate financial firms but with inconsistent contact details
• Inability to verify the firm on the official FCA Register using the provided reference number

What To Do If You Have Been Contacted

If you have been contacted by or have engaged with these scammers, take the following steps immediately:

• Do not send any money or provide personal financial information such as bank account details or identification documents
• Report the scam to the FCA using the official FCA warning page
• Report the fraudulent email address and domains to Action Fraud, the UK's national fraud reporting centre
• If you have already shared personal or financial information, monitor your bank accounts and credit report closely for signs of identity theft
• Block the email address and any associated contact numbers
• Forward all correspondence from the scammers to your email provider to report phishing and fraud