financeinvestmentslimited.org (clone of FCA authorised firm)

What Is This Scam?

This is a website cloning scam in which fraudsters have created a fake website designed to impersonate a legitimate, FCA-authorised financial services firm. The scam website operates under the domain financeinvestmentslimited.org and uses the email address [email protected] to contact and solicit victims. The fraudsters behind this clone use the stolen identity and credentials of an authentic, regulated firm to build false credibility and trick consumers into providing personal information, making payments, or entering into fraudulent investment arrangements. This type of scam is particularly dangerous because it exploits the trust associated with legitimate regulatory oversight.

Who Are They Impersonating?

The scammers are impersonating Finance Investments Limited, a legitimate firm authorised and regulated by the Financial Conduct Authority (FCA). The genuine company operates with the following verified details:

• Firm Name: Finance Investments Limited
• FCA Firm Reference Number: 306629
• Registered Address: Suite 19F Mobbs Miller House, Ardington Road, Northampton, Northamptonshire, NN1 5LP, United Kingdom
• Legitimate Telephone: +4401604250625
• Legitimate Email: [email protected]
• Official Website: www.excelinsurance.co.uk
• Regulatory Authority: Financial Conduct Authority (FCA) at www.fca.org.uk

Consumers should only contact the firm using the official contact details listed above and should verify any communication by visiting the legitimate website directly.

Evidence & Regulatory Action

This scam has been formally documented and warned against by multiple financial regulatory authorities. The Financial Conduct Authority issued an official warning on November 8, 2024, specifically identifying financeinvestmentslimited.org as a clone of an FCA authorised firm.

The alert has also been indexed by the International Securities & Commodities Alerts Network (I-SCAN) operated by IOSCO, which maintains a global database of unregistered and unlicensed entities offering financial products or services. The Dutch financial regulator, AFM (Autoriteit Financiële Markten), has also documented this warning as of November 12, 2024, indicating the scam has been flagged across multiple jurisdictions.

Red Flags

• Website domain (financeinvestmentslimited.org) differs from the legitimate firm's official website (www.excelinsurance.co.uk)
• Email address ([email protected]) does not match the legitimate firm's official email ([email protected])
• The fake website uses a generic .org domain rather than the authentic .co.uk domain
• The domain was registered recently and shows typical characteristics of a hastily-created clone site
• Unsolicited contact offering investment opportunities or financial services
• Pressure to act quickly or provide sensitive personal or financial information

Domain Information

According to WHOIS registration data, the fraudulent domain financeinvestmentslimited.org was registered on August 22, 2024, making it approximately 1.5 years old at the time of the FCA warning. The domain was registered through OrangeHost LLC. The recent registration date is a common characteristic of scam websites and should be treated as a warning sign when combined with other suspicious indicators.

What To Do If You Have Been Contacted

• Do not respond to any emails or communications from [email protected] or the fraudulent website
• Do not provide personal information, bank details, or investment funds to anyone claiming to represent this organisation
• Verify independently by contacting the legitimate firm directly using the official telephone number +4401604250625 or by visiting www.excelinsurance.co.uk
• Report the scam to the Financial Conduct Authority at www.fca.org.uk and to Action Fraud (in the UK) or your local law enforcement
• Report the fraudulent email address to your email provider and mark messages as spam
• Monitor your accounts for any unauthorized activity if you have already provided personal or financial information