Culver Financial Management Limited (clone of an FCA authorised firm)

What Is This Scam?

Culver Financial Management Limited (clone) is an unauthorized financial services operation that impersonates a legitimate, FCA-regulated firm of the same name. This scam targets individuals seeking regulated financial advice and investment services by exploiting the trust associated with the genuine company's credentials and reputation. The fraudsters operate through a counterfeit website and fraudulent email addresses designed to appear authentic, aiming to deceive victims into providing personal information, financial details, or making unauthorized transfers of funds.

Who Are They Impersonating?

The scammers are cloning Culver Financial Management Limited, a legitimate financial services firm that is properly authorized and regulated by the Financial Conduct Authority (FCA) in the United Kingdom. The genuine company operates from 13 Hanover Square, Mayfair, London, W1S 1HN, and can be verified through the FCA's official register.

• Legitimate Firm Name: Culver Financial Management Ltd
• FCA Firm Reference Number: 114852
• Official Website: www.hanoverfm.co.uk
• Verified Contact: [email protected]
• Verified Telephone: +4402920675204
• Regulatory Authority: Financial Conduct Authority (FCA)

Evidence & Regulatory Action

The Financial Conduct Authority has issued an official warning regarding this clone scam. According to the FCA's warning published on October 14, 2024, Culver Financial Management Limited (clone of an FCA authorised firm) has been identified as an unauthorized operation using fraudulent contact details to deceive consumers.

The scam operation uses the following fraudulent contact information:

• Fake Website: https://culverfinmanagement.com
• Fraudulent Email: [email protected]
• Fraudulent Telephone: +447440432244

The FCA's official warning about Culver Financial Management Limited (clone) provides definitive confirmation of this scam and should be consulted for the most current information.

Red Flags

• Website domain (culverfinmanagement.com) differs from the legitimate firm's official website (hanoverfm.co.uk)
• Email address ([email protected]) does not match the verified contact email of the legitimate firm
• Phone number listed (+447440432244) is a mobile number, not a professional business line
• The scammers use generic email addresses rather than named contacts
• Unsolicited contact offering financial services or investment opportunities
• Pressure to move quickly or provide personal and financial information
• The firm is not listed on the FCA register under the fraudulent contact details provided

What To Do If You Have Been Contacted

• Do not provide any personal, banking, or financial information to the fraudulent contacts
• Do not click links or download attachments from emails claiming to be from this firm
• Verify the company independently by visiting the legitimate website (www.hanoverfm.co.uk) or calling the verified telephone number (+4402920675204)
• Report the scam to the FCA at www.fca.org.uk using their reporting tool
• Contact Action Fraud (the UK's national fraud reporting service) at www.actionfraud.police.uk or call 0300 123 2040
• If you have transferred money, contact your bank immediately and file a fraud report
• Monitor your financial accounts for suspicious activity