derbyscombk.com Clone of FCA authorised firm Erewash Credit Union Limited

What Is This Scam?

derbyscombk.com is an unauthorized financial services website designed to deceive consumers by impersonating a legitimate, FCA-regulated credit union. This clone scam operates by creating a near-identical online presence to trick visitors into believing they are interacting with a genuine financial institution. Victims who engage with this fraudulent site risk providing personal information, financial details, and funds to criminals with no regulatory oversight or consumer protection safeguards.

The scam targets individuals seeking credit union services, savings accounts, loans, and other financial products. By mimicking the appearance and details of an established, trustworthy organization, scammers exploit consumers' confidence in regulated financial institutions.

Who Are They Impersonating?

The legitimate company being impersonated is Erewash Credit Union Limited, a fully authorized and regulated financial institution under the supervision of the Financial Conduct Authority (FCA).

• Firm Name: Erewash Credit Union Limited
• FCA Firm Reference Number: 432447
• Official Address: Cubo, Victoria Street, Derby, Derbyshire, DE1 1EQ, United Kingdom
• Official Telephone: +441332348144
• Official Email: [email protected]
• Official Website: www.dcbank.org.uk
• Regulator: Financial Conduct Authority (FCA) – www.fca.org.uk

Consumers should only conduct business with Erewash Credit Union Limited using the official contact details and website listed above. Any other domain or email address claiming to represent this organization is fraudulent.

Evidence & Regulatory Action

The FCA has officially documented this clone scam and issued formal warnings. According to the FCA's official warning page, derbyscombk.com is confirmed as an unauthorized firm using the identity and details of Erewash Credit Union Limited to offer financial products and services without regulatory authorization.

The FCA's Unauthorised Firms Register specifically lists this domain as an unregistered and unregulated impostor. The FCA has also issued alerts regarding related clone domains, including derbyshirefinancial.com, which similarly impersonates Erewash Credit Union Limited but shares no legitimate connection to the actual firm.

Red Flags

• Domain name (derbyscombk.com) differs from the official website (www.dcbank.org.uk)
• Email address [email protected] does not match the legitimate contact [email protected]
• The website is not listed on the FCA Register as an authorized firm
• The site is unregistered and unregulated, operating without FCA oversight
• The fraudulent domain mimics legitimate branding to deceive consumers
• No verifiable physical office or telephone number for the scam operator

What To Do If You Have Been Contacted

• Do not provide any personal, financial, or identification information to derbyscombk.com or its associated email address.
• Do not send money or engage in any financial transactions with this fraudulent website.
• Verify directly by contacting Erewash Credit Union Limited using only the official telephone number (+441332348144) or email ([email protected]) listed above.
• Check the FCA Register at www.fca.org.uk to confirm authorization before using any financial service provider.
• Report the scam to the FCA at www.fca.org.uk and to Action Fraud (the UK's national fraud reporting center).
• Report to your bank if you have already transferred funds to this fraudulent site.
• Monitor your accounts for unauthorized activity and consider placing a fraud alert with credit reference agencies.