Cloned Insurance Firms

Cloned Firm Registry Categories

Novacover Services Limited (Clone of FCA authorised firm) | Wakam

Novacover Services Limited (Clone of FCA authorised firm) | Wakam |

Gail Prescott January 24, 2026

Cloned Banks

Evolution of the Scam

We are no longer just fighting a video or a voice clip. We are fighting Agentic AI. These are capable of reasoning and taking action.

Terry Lawrence January 18, 2026

Behind the Curtain: "The Scammer’s Toolkit"

Cloned Banks

Behind the Curtain: The Scammer Toolkit

Cybercrime is a streamlined, industrialized business. Scammers use a sophisticated suite of tools—many of them repurposed legitimate software—to identify, manipulate, and exploit victims at scale.

To protect yourself, it helps to understand the “tech stack” behind the fraud.

Terry Lawrence January 4, 2026

Cloned Banks

The Psychology of Why Our Brains Fall for the Clone

Our fascination with clones is ultimately a mirror held up to our own humanity. We fall for them because we are desperate for connection, but we reject them because we are even more desperate to remain unique.

Terry Lawrence December 31, 2025