blendloans.co.uk (Clone of FCA authorised firm)

What Is This Scam?

blendloans.co.uk is a fraudulent clone website designed to impersonate a legitimate, FCA-authorised financial services firm. This scam targets UK consumers by mimicking the appearance and communications of a regulated lender, deceiving victims into believing they are engaging with an authorised financial institution. The scammers use this deception to collect personal information, financial details, and potentially extract upfront fees or loan payments from unsuspecting victims. Clone websites of this nature are particularly dangerous because they exploit the trust and credibility associated with legitimate regulated firms.

Who Are They Impersonating?

The fraudulent website blendloans.co.uk is impersonating Blend Loan Network Limited, a legitimate FCA-authorised firm. The genuine company operates under the following verified credentials:

• Firm Name: Blend Loan Network Limited
• FCA Firm Reference Number: 913456
• Official Website: www.blendnetwork.com
• Official Email: [email protected]
• Registered Address: Blend Loan Network Ltd, 142-144 New Cavendish Street, London, Westminster, W1W 6YF, United Kingdom
• Telephone: +442034093300
• Regulatory Authority: Financial Conduct Authority (FCA)

Consumers should only conduct business with the legitimate firm using these verified contact details and website. Any communication from alternative domains should be treated with extreme suspicion.

Evidence & Regulatory Action

The Financial Conduct Authority has formally warned consumers about blendloans.co.uk. According to the FCA's official warning published on 13 January 2026, "blendloans.co.uk (Clone of FCA authorised firm) is not authorised or registered by the FCA but has been targeting people in the UK." This warning has been documented in multiple regulatory databases, including being flagged by international regulators.

The FCA's formal alert can be accessed at: FCA Warning: blendloans.co.uk (Clone of FCA authorised firm)

The warning has also been shared across international financial regulatory networks, including the Dutch Financial Markets Authority (AFM), demonstrating the cross-border nature of this threat and the seriousness with which regulators are treating it.

Red Flags

• Website domain is blendloans.co.uk rather than the legitimate www.blendnetwork.com
• Email address [email protected] differs from the official [email protected]
• The scam site is not authorised or registered with the FCA, despite claims of legitimacy
• Unsolicited contact offering loans or financial products should always be verified independently
• Requests for upfront fees, personal financial data, or identification documents before loan approval
• Poor website design, spelling errors, or inconsistencies compared to the legitimate firm's site
• Pressure to act quickly or reluctance to provide official regulatory information

What To Do If You Have Been Contacted

• Do not respond to any communications from blendloans.co.uk or associated email addresses
• Do not provide personal, financial, or identification information to this website or email address
• Do not make any payments to this organisation under any circumstances
• Verify independently by contacting Blend Loan Network Limited directly using the official contact details listed above
• Report the scam to the FCA using their consumer warning reporting system at www.fca.org.uk
• Report to Action Fraud (UK national fraud reporting service) at www.actionfraud.police.uk or call 0300 123 2040
• Check your credit file with credit reference agencies (Equifax, Experian, TransUnion) for any unauthorised activity
• Monitor your bank accounts closely for any suspicious transactions