Raisin Finance Clone of FCA Authorised Firm Raisin Platforms Limited

What Is This Scam?

Raisin Finance represents a sophisticated clone fraud targeting consumers seeking legitimate savings and investment products. This scam operates through fraudulent websites and email communications designed to impersonate Raisin Platforms Limited, a genuine FCA-regulated financial services firm. The scammers use near-identical branding, professional-looking websites, and direct email contact to convince victims they are dealing with an authorised financial institution. Victims are typically individuals seeking savings accounts, investment products, or other financial services who believe they are applying through official channels. Once victims provide personal information and potentially transfer funds, they risk identity theft, unauthorised transactions, and complete loss of money with no regulatory protection.

Who Are They Impersonating?

The legitimate company being impersonated is Raisin Platforms Limited, a fully authorised and regulated financial services firm based in the United Kingdom. The official company details are as follows:

• Firm Name: Raisin Platforms Limited
• FCA Firm Reference Number: 813894
• Registered Address: Raisin UK, Cobden House, 12-16 Mosley Street, Manchester, M2 3AQ, United Kingdom
• Telephone: +441613882399
• Official Email: [email protected]
• Official Website: www.raisin.com/en-gb/
• Regulatory Authority: Financial Conduct Authority (FCA)

Consumers should only conduct business with Raisin Platforms Limited through the official website and contact details listed above. Any communication from alternative websites or email addresses should be treated with extreme caution.

Evidence & Regulatory Action

This scam has been formally documented and reported by regulatory authorities. The FCA has issued a specific warning regarding this clone fraud, which is accessible through their official warnings registry. According to search results found on the Cloned Firm Registry, this clone operation targeting Raisin Platforms Limited has been flagged as a fraudulent impersonation scheme.

The FCA's official alert regarding this matter can be accessed at: FCA Warning: Raisin Finance Clone

Additional documentation of this scam has been recorded in specialist fraud registries that track cloned financial firms, further confirming the fraudulent nature of these operations.

Red Flags

• Websites using variations of the legitimate domain name, including www.raisinfinance.com/ and raisinrates.com/
• Email communications from addresses not matching the official [email protected] address, such as [email protected]
• Offers that appear too good to be true or pressure to act quickly
• Requests for personal information or payments before account verification
• Inability to verify contact details through the official FCA register
• Poor grammar or spelling in communications, or conversely, overly professional language combined with pressure tactics
• Links that redirect to unofficial websites when clicked

What To Do If You Have Been Contacted

• Do not respond to unsolicited communications or click any links provided
• Verify the company's authenticity by checking the FCA register directly at www.fca.org.uk using the firm reference number 813894
• Contact Raisin Platforms Limited directly using only the official telephone number or email address listed above
• If you have already provided personal information, consider placing a fraud alert with your bank and credit reference agencies
• Report the scam to Action Fraud and the FCA's report page for suspected financial crime
• Document all communications received from the fraudsters for regulatory submission
• Monitor your financial accounts closely for unauthorised activity