SpeedySure

What Is This Scam?

SpeedySure is a fraudulent car insurance website operating at speedysure.co.uk that has been actively targeting consumers in the United Kingdom. The scam presents itself as a legitimate short-term and temporary car insurance provider, advertising cover from as little as £4.50 per hour and claiming to be trusted by over 10,000 customers. The website falsely asserts FCA regulation to appear credible and trustworthy to unsuspecting visitors seeking genuine insurance products.

This operation is classified as a clone firm scam, meaning the fraudsters have deliberately copied the identity and credentials of a real, authorised financial services company to deceive consumers into purchasing fake insurance policies or handing over personal and financial information. Victims who pay for cover through this site are left entirely uninsured and at serious financial and legal risk.

Who Are They Impersonating?

SpeedySure is impersonating UK Insurance Limited, a genuine firm that is authorised and regulated by the Financial Conduct Authority (FCA) in the United Kingdom. The fraudsters are exploiting the reputation and regulatory standing of this legitimate company to add a veneer of credibility to their operation. Consumers searching for car insurance may be deceived by the professional appearance of the fake site and its false claims of FCA authorisation.

If you are looking for legitimate services, always verify any firm directly through the FCA Financial Services Register before making any payment or providing personal details.

Evidence & Regulatory Action

The Financial Conduct Authority has issued an official warning confirming that SpeedySure is not authorised or registered by the FCA, despite its claims to the contrary. The FCA warning, published on 2 February 2026, explicitly identifies speedysure.co.uk as a clone of an FCA-authorised firm targeting people across the UK. You can view the official alert here: FCA Warning: SpeedySure (Clone of FCA authorised firm).

The firm also appears on the FCA's unauthorised firms register: FCA Unauthorised Firms Register – SpeedySure.

Trade publication Insurance Age reported on 6 February 2026 that the fraudsters were also operating via the email address [email protected] and maintaining a presence on social media, including a TikTok account under the handle @speedysure.co.uk, suggesting an active and deliberate campaign to reach potential victims across multiple platforms.

Red Flags

• The FCA has confirmed this firm is not authorised or registered to provide financial services in the UK
• The website falsely claims FCA regulation and uses stolen credentials from a legitimate firm
• Unrealistically low pricing (from £4.50/hour) designed to attract price-sensitive consumers
• Use of a contact email address ([email protected]) that is not associated with any regulated entity
• Active promotion via social media platforms such as TikTok to reach a wider audience quickly
• The domain was registered very recently, only months before the scam was identified
• No verifiable licence numbers or regulatory credentials can be confirmed through official sources

Domain Information

The domain speedysure.co.uk was registered on 11 November 2025, making it approximately 0.3 years old at the time of the FCA warning. The domain was registered through Team Blue Internet Services UK Limited (trading as names.co.uk), using the NAMESCO registrar tag. The very recent registration date is consistent with the typical pattern of clone firm scams, where fraudulent domains are created shortly before the scam is launched and discarded once exposed.

What To Do If You Have Been Contacted

• Do not make any payment to SpeedySure or provide personal, banking, or card details
• If you have already paid, contact your bank or card provider immediately to report the fraud and request a chargeback
• Report the scam to Action Fraud at actionfraud.police.uk or by calling 0300 123 2040
• Report the unauthorised firm directly to the FCA via their online reporting tool at fca.org.uk/consumers/report-scam
• If you believed you were insured through this site, do not drive your vehicle until you have obtained genuine, verified cover from a legitimately authorised insurer
• Always verify any insurance provider through the official FCA Financial Services Register before purchasing a policy