UniCredit Financial Trust Bank (clone of FCA Authorised Firm)

What Is This Scam?

UniCredit Financial Trust Bank is a fraudulent clone operation designed to deceive consumers by impersonating a legitimate, FCA-authorised financial institution. This scam targets UK residents by creating a false sense of legitimacy through domain names, email addresses, and branding that closely resemble the genuine UniCredit organisation. The fraudsters operate through the fake website ukb.unictrust.com and use the email address [email protected] to communicate with potential victims. By mimicking an established, regulated financial services provider, scammers aim to convince targets to disclose sensitive financial information, transfer funds, or engage in fraudulent transactions under the false assumption they are dealing with a trustworthy banking entity.

Who Are They Impersonating?

The legitimate company being impersonated is UniCredit S.p.A., a major international banking group authorised and regulated by the Financial Conduct Authority (FCA) in the United Kingdom. The genuine UniCredit operates under two registered entities in the UK with the following details:

• UniCredit Bank GmbH — FCA Firm Reference Number: 989311
• UniCredit S.p.A — FCA Firm Reference Number: 989193

Both entities are registered at 49th Floor, 22 Bishopsgate, London, EC2N 4BQ, United Kingdom. The legitimate organisation can be contacted via telephone at +4402078261194 or through the official email [email protected]. The genuine UniCredit Group maintains its official website at www.unicreditgroup.eu. The FCA, the UK's financial regulator, oversees UniCredit's operations and maintains comprehensive records of all authorised firms.

Evidence & Regulatory Action

This clone operation has been formally identified and publicly warned about by the Financial Conduct Authority. According to official sources, UniCredit Financial Trust Bank was flagged as an unauthorised clone on 6 February 2025. The FCA's official warning confirms that this entity is not authorised or registered by the FCA but has been actively targeting people in the UK.

Multiple consumer protection registries have documented this scam. The clone firm details include the telephone number +447591315611 and the fraudulent email [email protected]. The scam has been listed on established fraud alert platforms including the Cloned Firm Registry and RedFlagg's active scam list as of 6 February 2025.

Red Flags

• Website domain is ukb.unictrust.com rather than the official www.unicreditgroup.eu
• Email address [email protected] does not match official UniCredit contact addresses
• Telephone number +447591315611 is not the legitimate UniCredit UK contact number
• The entity is not registered with the FCA despite claiming authorisation
• Domain name uses subtle misspellings or variations designed to deceive consumers
• Requests for sensitive financial information, passwords, or personal identification details
• Pressure to move funds quickly or conduct urgent transactions

What To Do If You Have Been Contacted

• Do not provide any personal financial information, passwords, or identification details
• Do not click links in unsolicited emails or text messages from this sender
• Verify any communication independently by contacting UniCredit directly using the official telephone number +4402078261194 or official website www.unicreditgroup.eu
• Report the fraudulent contact to the FCA at www.fca.org.uk
• Report the scam to Action Fraud or your local law enforcement agency
• If you have already transferred money, contact your bank immediately
• Monitor your financial accounts closely for unauthorised activity