wealthsolutions-ltd.com (Clone of FCA authorised firm)

What Is This Scam?

This is a clone fraud scheme in which scammers have created fake websites and email addresses designed to impersonate a legitimate, FCA-authorised financial services firm. The fraudsters operate through multiple fraudulent domains including wealthsolutions-ltd.com, wealthsolutionsltd.solutions, and w-sol.online, along with spoofed email addresses such as [email protected].

Clone fraud targeting financial services firms has become increasingly common. Scammers copy the branding, contact details, and regulatory credentials of genuine firms to deceive consumers into believing they are dealing with an authorised, trustworthy organisation. This tactic exploits the natural assumption that consumers make when they see official-looking websites and credentials. Victims may be tricked into transferring funds, providing sensitive personal or financial information, or investing in fraudulent schemes.

The targets of this scam are typically investors and consumers seeking financial advice or investment opportunities. By using the identity of a legitimate firm, the criminals establish false credibility and lower the victim's natural defences against fraud.

Who Are They Impersonating?

The fraudulent operation impersonates Wealth Solutions (UK) Limited, a genuine FCA-authorised firm. The legitimate company's details are as follows:

• Firm Name: Wealth Solutions (UK) Limited
• FCA Firm Reference Number: 478217
• Registered Address: 15 Frederick Road, Edgbaston, Birmingham, B15 1JD, United Kingdom
• Legitimate Contact Number: +4401214465815
• Legitimate Email: [email protected]
• Official Website: www.amberriver.com/midlands
• Regulatory Authority: Financial Conduct Authority (FCA)

The legitimate firm is regulated by the UK Financial Conduct Authority. Consumers can verify any firm's authorisation status directly through the FCA's official register at www.fca.org.uk.

Evidence & Regulatory Action

This scam has been formally documented and publicly warned against by multiple regulatory authorities. The FCA issued an official warning on October 9, 2024, listing wealthsolutions-ltd.com as an unauthorised clone of an FCA-authorised firm. This warning is publicly available at the FCA's official warnings page.

The scam has also been registered on the FCA's Unauthorised Firms Register, which specifically notes that wealthsolutions-ltd.com is an unauthorised firm using the details of a genuine FCA-regulated firm.

Additionally, the fraudulent operation has been flagged internationally through the IOSCO International Securities and Commodities Alerts Network (I-SCAN), extending regulatory warnings beyond the UK. Multiple financial authorities across different countries have shared alerts about this clone operation, indicating the scale and cross-border nature of the fraud.

Red Flags

• Website domain is wealthsolutions-ltd.com rather than the legitimate www.amberriver.com/midlands
• Alternative fake domains include wealthsolutionsltd.solutions and w-sol.online
• Email addresses using the fake domain ([email protected]) rather than legitimate contact email
• Unsolicited contact offering investment opportunities or financial services
• Requests for personal financial information, bank details, or upfront payments
• Poor website design or spelling errors compared to legitimate financial services sites
• Inability to verify the firm on the official FCA register

What To Do If You Have Been Contacted

• Do not respond to emails or communications from any of the fraudulent email addresses or websites listed above
• Do not provide any personal, financial, or banking information
• Do not transfer any money or make any payments
• Verify any firm's authorisation independently by visiting www.fca.org.uk and using their official register search tool
• Report the fraud to the FCA using their scam reporting tool at www.fca.org.uk/scams
• Report the incident to Action Fraud (the UK national fraud and cybercrime reporting centre) at www.actionfraud.police.uk or call 0300 123 2040
• Report the fraudulent websites to your internet service provider
• If you have lost money, contact your bank immediately and provide them with all relevant evidence