boi.eu.com Email Clone of FCA Authorised Firm Bank of Ireland UK Plc

What Is This Scam?

This is a clone firm scam in which fraudsters impersonate Bank of Ireland UK Plc, a legitimate and FCA-authorised financial institution. The scammers operate using a fraudulent email address ([email protected]) and website (boi.eu.com) designed to deceive consumers into believing they are communicating with the real Bank of Ireland UK Plc. Clone firm scams are particularly dangerous because fraudsters often quote the legitimate firm's official details, including the genuine Firm Reference Number and registered address, to enhance credibility and increase the likelihood of success. Targets typically include existing or prospective customers of Bank of Ireland who may be contacted via phishing emails, fake websites, or fraudulent communications requesting sensitive personal or financial information.

Who Are They Impersonating?

The legitimate company being impersonated is Bank of Ireland (UK) Plc, an authorised financial services firm regulated by the Financial Conduct Authority (FCA). The genuine organisation's details are as follows:

• Firm Name: Bank of Ireland (UK) Plc
• Firm Reference Number (FRN): 512956
• Registered Address: 45 Gresham Street, London, City Of London, EC2V 7EH, United Kingdom
• Official Telephone: +443301234444
• Official Email: [email protected]
• Official Website: www.bankofirelanduk.com
• Regulatory Authority: Financial Conduct Authority (FCA) – www.fca.org.uk

Evidence & Regulatory Action

This clone firm scam has been formally identified and warned about by the Financial Conduct Authority. According to the FCA's official register, as of January 30, 2024, fraudsters are actively using the domain boi.eu.com to deceive consumers. The FCA's warning emphasises that clone firms will falsely claim to be authorised and may quote the real firm's Firm Reference Number and address to appear genuine.

The FCA has published an official warning about this scam, available on their warnings page. Consumers can verify this alert by visiting the FCA's official warning page for boi.eu.com and the FCA's unauthorised firm register, which documents this clone firm as of January 30, 2024.

Red Flags

• Email address uses boi.eu.com domain instead of the legitimate @boi.com domain
• Website URL is boi.eu.com rather than the official www.bankofirelanduk.com
• Unsolicited contact requesting personal, financial, or account information
• Requests to click links or download attachments from unknown senders
• Pressure to act urgently or threats of account suspension
• Grammar, spelling, or formatting inconsistencies in communications
• Sender claims to represent Bank of Ireland but contact details do not match official channels

What To Do If You Have Been Contacted

If you receive suspicious communications claiming to be from Bank of Ireland UK Plc, take the following steps immediately:

• Do not click any links or download any attachments from the suspicious email
• Do not provide any personal, financial, or account information
• Contact Bank of Ireland UK Plc directly using the official telephone number (+443301234444) or visit their legitimate website (www.bankofirelanduk.com) to report the scam
• Report the fraudulent email to the FCA by visiting www.fca.org.uk
• Report the scam to Action Fraud or your local law enforcement authority
• If you have already provided information, contact your bank immediately and monitor your accounts for suspicious activity